Did you know that 6% of drivers on the roads of America are uninsured? And 10 million or more crashes go unreported.
Hopefully, you are not making the mistakes that these uninsured drivers are making. If you are involved in a car accident case, then there are certain things you need to do to make a proper claim. Read on for some car insurance claim errors you need to avoid.
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1. Delay in Contacting Your Insurance
As soon as you are in a car accident, make sure to contact your insurance company right away. There's no need to hesitate or delay in such a situation. If you are facing any kind of problems related to claims, you can hire a car accident attorney, which will give you the right guidance.
The longer you wait to contact your insurance company, the more convoluted the evidence might become. You might have a hard time convincing your insurance company that you weren't at fault or that the damages are severe enough to warrant a claim.
2. Not Calling the Police at All
You are obligated to contact the police as soon as you are in an accident, even if no one has been injured.
Move your car over to a safe zone, so you are not obstructing traffic, and then contact the police right away after that. Your car insurance provider will want a copy of the police report so make sure to hold on to that document for them.
3. Making Unnecessary Claims
If you were in a minor accident where no damage occurred and everyone is absolutely fine, then it might not be necessary for you to contact your insurance company at all.
Make sure you take all the necessary photographs and contact information of the other party. This way if they change their mind in the future, you have documentation that proves that you weren't at fault and there was no damage.
4. Not Cooperating With Your Insurance Adjuster
Your insurance provider has been through hundreds of car accident claims in the past, so the best way to get through this ordeal is if you listen to their advice and follow it exactly. Don't waste their time or your own by not cooperating with them.
Click for auto accidents attorneys if you feel like you need additional support in your car accident case.
5. Throwing Away Damaged Parts
Do not throw away any damaged parts after the car accident. Keep it all for your insurance adjuster so they can take a look at it if need be and put in the right car insurance claim documents for you. Once they give you the go-ahead, then you can merrily throw away the damaged parts.
Avoid These Car Insurance Claim Errors and Come Out on Top
Ignorance when it comes to making car insurance claims can be quite detrimental to your car accident case. Once you can avoid these car insurance claim errors, your claim filing process will be streamlined and you will be able to move on with your life soon enough.
Keep browsing through the related articles on our website to learn more about this complicated subject.
